Simplify billing, track expenses, and understand profitability without drowning in spreadsheets.
Bilio gives agencies and independent professionals a modern, cohesive workflow—create branded invoices, automate follow-ups, reconcile expenses, and surface actionable financial insights from a single dashboard.
- A unified view of invoices, payments, expenses, and cash flow.
- Automated follow-ups that actually get invoices paid on time.
- Profitability snapshots per client or project to guide decisions.
- Tax-ready exports without the end-of-quarter scramble.
What's inside the workspace
From invoicing to expense reconciliation and financial intelligence, Bilio keeps the financial heartbeat of your business visible at all times.
- Beautiful PDFs with your logo and business details.
- One-click payment links for Stripe, Razorpay, UPI, and cards.
- Automated, escalating reminders for overdue invoices.
- Support for retainers, subscriptions, and multiple currencies.
- Upload and organize receipts alongside every transaction.
- Attribute spend to clients or projects to spot profitability gaps.
- Categorize expenses for seamless tax summaries and bookkeeping handoff.
- Client-level profitability, P&L, and cash-flow trends in one dashboard.
- PDF and CSV exports tailored for accountants and third-party tools.
- Automated reporting that highlights what needs attention each week.
The team behind Bilio
Bilio is built end to end by Naval Bihani and Aditya Maurya. We're a small, focused team obsessed with making billing workflows calmer and smarter for modern agencies.
Naval crafts the end-to-end customer journey, turning complex billing flows into a calm, intuitive workspace your clients love to pay through.
Aditya architects the platform—Go backend, real-time infrastructure, and integrations—so reconciliation, sync, and reporting never skip a beat.